Residential
Home Insurance
There are few things more valuable in life than our own home that we make for our families. Our place to live is often the most valuable commodity in our lives and the contents within are frequently not just expensive, but of great personal value.
At Insurance for Landlords we recognise the need to protect your home, which is why we now offer residential buildings and contents insurance. We act as an independent broker and search the whole market for the most competitive quote.
Why is home insurance necessary?
It's easy to think that bad things happen to other people and
not you but the facts suggest that this isn't a
risk any of us can afford to take. In the UK, about a
quarter of households are not protected by any form of home
insurance however one in three of us will get burgled at some point
in our lives. There are other unfortunate occurrences that can
affect your home and the contents such as
flood/storm damage, fire and more but by not having any
home insurance homeowners are in jeopardy of serious
financial loss.
Insurance for Landlords can now offer insurance for both homeowners as well as landlords and as a homeowner, mortgage lenders will insist that you have buildings insurance before obtaining a residential mortgage.
Insurers require significant information including the construction date and materials of the building and different insurers might not insure unusual properties such as prefabricated buildings and thatched cottages. By completing our online quote form and submitting it to us we will search for a product that will suit all your building and contents insurance needs.
To find out more about residential insurance and other products please select the appropriate link from the right hand menu or contact Insurance for Landlords on 01732 471699 or email: insurance@mortgagesforbusiness.co.uk